Service
CFO advisory for the decisions that actually move money
Hire, buy, borrow, raise prices or wait? We put real numbers behind the choice and show the math in language you can repeat to your team.
The short answer
- CFO advisory is decision support: modeling a specific choice before you commit money to it.
- Common questions are hiring, equipment, borrowing, pricing and owner pay.
- Good advisory shows the assumptions, not just the conclusion.
- LedgerDude includes advisory in the Virtual CFO plan and offers it as a one-off project.
Every answer shows its math
You get the assumption, the number, and what has to be true for it to work. If a decision only works when everything goes right, you deserve to know that before signing.
The questions we hear most
These come up in almost every industry we serve.
- Can I afford another tech, truck or crew?
- Should I raise prices, and by how much?
- Is this loan payment safe in a slow month?
- How much should I pay myself?
- Which debt do I kill first?
Seasonal businesses get seasonal answers
A summer-heavy trade cannot use a flat yearly average. We plan around your busy and slow months so a good July does not fund a bad November by accident.
What you see inside LedgerDude
What you see when the work is done: one page with your money on it.
What is included
- Hire-or-wait analysis for a new employee or crew
- Buy, lease or hold analysis for trucks and equipment
- Loan affordability and debt payoff order
- Price increase modeling with margin impact
- Growth plan for the next 90 days in numbers
- Owner pay and tax set-aside plan
Included in the Virtual CFO plan; available as a project.
Questions people ask
Can I buy advisory without the monthly service?
Yes, as a project — but your books need to be current first, since the analysis is only as good as the numbers under it.
How long does an analysis take?
Most single decisions are turned around within a few business days once your numbers are current.
Will you tell me not to do something?
Often. The most valuable advice we give is usually 'not yet, and here is what has to change first.'
What does this cost?
One flat monthly price. No hourly bills, no surprises. Founding plans start at $149 a month, and your rate stays locked.
Keep reading
A roofing CFO who checks the job made money before the crew leaves town
Finance help for roofing companies: margin by job and crew, real overhead and profit recovery, commission tied to margin, and cash that survives a slow winter.
An electrician CFO who makes sure the bid covered the truck, not just the wire
Finance help for electrical contractors: loaded labor rates, margin by service line, bidding that recovers overhead, and cash planning around slow payers.
A fractional CFO for contractors who need the job numbers to make sense
Finance help built for trade contractors: gross margin by job and crew, loaded labor cost, a 13-week cash forecast, and pricing that covers overhead and profit.
All services
Everything we can take off your plate.
Pricing
Flat monthly plans based on your revenue.
Industries
How we set the books up for your kind of business.
Want your books handled for you?
We read your receipts, match your bank activity, and close your books every month. You get one short list of questions and a dashboard that always tells the truth.