Service
A fractional CFO for the part of the job you actually need
Senior finance help a few hours a month instead of a full-time hire: cash planning, pricing, profit by job and a straight answer when you have a big decision.
The short answer
- A fractional CFO is an experienced finance leader who works with your business part time, usually monthly.
- The work is forward-looking: cash planning, pricing, profitability and funding decisions.
- It suits businesses that have outgrown a bookkeeper but cannot justify a $200,000 salary.
- LedgerDude delivers it as daily bookkeeping plus a person, starting at $149 a month.
What fractional means
You are buying a share of a senior person's time, not a seat. Most small businesses need a few focused hours a month: check the cash plan, review margins, pressure-test a big decision, then get back to running the business.
The five things we work on
Every month follows the same short list, so nothing important gets skipped.
- Cash: what is coming in, what is going out, when it gets tight
- Profit: which work earns money and which work does not
- Price: whether your rates still cover labor, parts and overhead
- Plan: what the next 90 days should look like in numbers
- Proof: reporting a bank, buyer or partner will trust
When a fractional CFO is the right call
Good signs: revenue is growing but cash feels tighter, you cannot say which jobs make money, you are about to borrow or buy, or you keep making big decisions on gut feel.
When it is not
If your books are not current, start with catch-up and clean-up. CFO work built on messy books produces confident wrong answers.
What you see inside LedgerDude
What you see when the work is done: one page with your money on it.
What is included
- 13-week cash plan kept current
- Profit by job, crew, service line or location
- Break-even and pricing math
- Budget versus actual with plain-language notes
- Monthly meeting and a written recap
- Lender-ready reporting when you need money
Flat monthly plans. No hourly billing, no surprise invoices.
Questions people ask
How many hours a month is a fractional CFO?
For most small businesses, a handful of hours. Because the numbers update automatically in LedgerDude, the time goes into decisions instead of gathering data.
Fractional CFO versus controller — what is the difference?
A controller owns accuracy and the close. A CFO owns what you do next: cash, pricing, funding and growth. Small businesses usually need the CFO view first, and the close handled well.
Do you replace my accountant?
No. Your CPA still handles tax filings. We keep the numbers current and help you make decisions all year.
Can I stop after a few months?
Yes. Plans are monthly and you can cancel any time.
What does this cost?
One flat monthly price. No hourly bills, no surprises. Founding plans start at $149 a month, and your rate stays locked.
Keep reading
A roofing CFO who checks the job made money before the crew leaves town
Finance help for roofing companies: margin by job and crew, real overhead and profit recovery, commission tied to margin, and cash that survives a slow winter.
An electrician CFO who makes sure the bid covered the truck, not just the wire
Finance help for electrical contractors: loaded labor rates, margin by service line, bidding that recovers overhead, and cash planning around slow payers.
A fractional CFO for contractors who need the job numbers to make sense
Finance help built for trade contractors: gross margin by job and crew, loaded labor cost, a 13-week cash forecast, and pricing that covers overhead and profit.
All services
Everything we can take off your plate.
Pricing
Flat monthly plans based on your revenue.
Industries
How we set the books up for your kind of business.
Want your books handled for you?
We read your receipts, match your bank activity, and close your books every month. You get one short list of questions and a dashboard that always tells the truth.